The broker has the authority to perform on behalf of the lenders actual activities related to the conclusion of credit or loan agreements (acceptance of applications, presentation of offers, collection and processing of personal data, identification and verification of identity, receipt of consents and statements) and in some cases the authorization to perform legal actions concluding credit or loan agreements on behalf of the lender.
Personal Loan makes every effort
When applying for a loan or cash loan for any purpose through Personal Loan, you must first complete the application. In response, the platform will present you with the best-tailored cash loan and loan offers that you can actually take advantage of. In this way you get the opportunity to compare individual proposals and choose the one that suits your expectations.
At the same time, if you want to get a specific loan or loan from the list of proposed offers, you will receive information about what documents you must provide and whether it is necessary at all. If you have any questions or doubts, call our Contact Center – they will definitely help.
Personal Loan makes every effort to facilitate the process of applying for a loan / cash loan for any purpose. In Personal Loan’s offer you will find loans without certificates as well as loans for which the lender requires the submission of specific documents, for example a scan of evidence. Therefore, the nature of the documents you will have to present when applying for a specific loan depends on the chosen offer.
What documents are expected by the bank?
The minimum period for which credits and loans are granted via the Jaijai platform is 91 days, and the maximum period is 3 660 days. The minimum Annual Real Interest Rate is 9.12%. The maximum Annual Real Interest Rate is 811.05% (as of January 16, 2019)
The intermediary’s own analysis covering the period from 10.2018 to 01.2019 showed that the total cost of individual loans presented to the consumer in response to one application may differ by up to half.
Cash loan: what documents should be prepared?
Credit formalities include preparing appropriate documentation. In the case of cash loans, the list of necessary documents depends on the bank. Income certificates are very often required. The basis is the ID document. You can find out the exact list of documents from the bank’s website, call center or branch.